CRE Results - DIGINETICS

93.5%

System Validated
Accuracy (Avg)

Metro Areas
Analyzed

332

Relationships
Discovered

Metrics with
≥99% Accuracy

Unique Market
Indicators

10+

Years of
Validation Data

98.7%

Median Relationship
Accuracy

100%

Validation
Pass Rate

Accuracy Distribution

How 332 relationships distribute across accuracy tiers:

99-100%: 152 (46%) 95-99%: 95 (29%) 90-95%: 20 (6%)

Accuracy by Market Category

Housing market indicators organized into core categories. Rate, affordability, and price metrics are extremely well-captured.

Key Primary Drivers

The key relationships driving each market indicator. Every discovery is clear and actionable.

Primary Target - 98.90% Accuracy

price_yoy_change

Home price appreciation is driven by inflation pressure and market competitiveness. When CPI rises and homes sell near or above asking, prices accelerate. This held across COVID, the 2021-22 boom, rate hikes, and the 2024-25 normalization.

Strongest Discovery - 99.90% Accuracy

months_supply

Housing inventory is almost entirely driven by mortgage rates. As rates rise, supply increases predictably. As rates fall, supply tightens. This held stable across a decade of wildly different rate environments.

Supply-Demand Link - 99.85% Accuracy

new_home_sales

New home sales are directly driven by housing inventory. As supply rises, sales decline at a consistent rate. At 99.85% accuracy across a decade, tight supply drives high sales volume; excess supply suppresses it predictably.

Inflation Channel - 94.59% Accuracy

rent_yoy_change

Rents track inflation, consistently growing faster than CPI. The lower accuracy (94.59%) reflects local rent dynamics that diverge from national CPI trends.

Rate Transmission - 99.86% Accuracy

mortgage_rate_30yr_roll7

The 30-year mortgage rate follows the Fed funds rate with a remarkably stable spread. This held across zero-rate policy (2020), rapid tightening (2022–23), and plateau (2024–25). At 99.86% accuracy, mortgage pricing is driven almost entirely by Fed policy, not market sentiment.

Construction Pipeline - 99.89% Accuracy

housing_permits

Housing permits track new home sales with a consistent ratio: roughly 2 permits for every completed sale. A 10% drop in new sales predicts a ~10% permit decline. 99.89% accuracy across a full housing cycle.

12-Month Forward Projections: Home Price YoY Change

Projected annual home price appreciation for each metro area, based on current market conditions and validated against 12 years of historical data.

Metro Area	Projected YoY Change
San Francisco, CA	+5.50%
New York, NY	+5.31%
Boston, MA	+5.24%
Minneapolis, MN	+5.17%
Baltimore, MD	+5.13%
St. Louis, MO	+5.13%
Chicago, IL	+5.12%
Los Angeles, CA	+5.12%
Philadelphia, PA	+5.11%
Washington, DC	+5.10%
Seattle, WA	+5.10%
Portland, OR	+5.08%
Detroit, MI	+5.07%
Riverside, CA	+5.05%
Sacramento, CA	+5.05%
San Diego, CA	+5.03%
Cincinnati, OH	+5.03%
Denver, CO	+5.02%
United States	+4.99%
Charlotte, NC	+4.97%
Las Vegas, NV	+4.96%
Atlanta, GA	+4.94%
Phoenix, AZ	+4.93%
Pittsburgh, PA	+4.92%
Dallas, TX	+4.91%
Houston, TX	+4.86%
Orlando, FL	+4.85%
San Antonio, TX	+4.84%
Austin, TX	+4.84%
Tampa, FL	+4.81%
Miami, FL	+4.69%

What You Can Do With This

This isn't a dashboard - it's a decision system. Here are the real problems real estate professionals can solve today with DIGINETICS CRE intelligence:

Investment Firms & REITs

Portfolio Allocation & Market Timing

DIGINETICS tells you exactly which factors drive price growth in each metro. Use this to:

Rank metros by fundamental strength - San Francisco projects +5.50% while Miami projects +4.69%. The gap isn't a guess; it reflects their specific market conditions.
Stress-test rate scenarios - The months supply relationship (99.90% accuracy) tells you: if rates drop from 6% to 5%, supply drops by ~1 month nationally. Feed that into your acquisition model.
Identify timing windows - The permits relationship (99.89% accuracy) links construction permits to sales volume. A permit slowdown predicts future supply constraints. Combined with rate projections, it flags metro-specific buying opportunities before they show up in comps.

Lenders & Underwriters

Dynamic Risk Assessment

Move beyond static underwriting models. The platform gives you forward-looking, metro-specific risk signals:

Quantified collateral risk - The new home sales discovery (99.85% accuracy) tells you exactly how sales respond to inventory shifts. You can forecast supply → sales → prices from a single rate move.
Early warning for distress - Rent growth tracks CPI consistently. When CPI decelerates, you know rental income is about to follow — weeks before it shows up in borrower financials.
Portfolio-wide monitoring - Run 31 metros simultaneously. Flag the ones where fundamentals are deteriorating before defaults materialize.

Property Management

Operational Decision Support

Know what's actually driving your market before you set next quarter's strategy:

Rent pricing intelligence - Rent growth tracks CPI consistently. The platform tells you what your rent increases should target to stay competitive based on current inflation. Push harder and you lose occupancy; too conservative and you leave money on the table.
Rate impact forecasting - Mortgage rates follow Fed policy at 99.86% accuracy. Combine with inventory data to project market changes from rate decisions before they hit.
Market-specific intelligence - Each metro has its own dynamics. Austin's price trajectory differs from Boston's for quantifiable reasons. Use metro-specific projections to tailor strategies for each property in your portfolio.

Brokers & Advisors

Data-Backed Market Intelligence

Differentiate your advisory practice with insights no one else has:

Quantified pitch decks - "Prices in this metro are projected to grow 5.1% based on current CPI and market competitiveness conditions" beats "we think the market is strong."
Clear explanations for clients - When a client asks "why is this market softening?", show them the data: mortgage rates drive supply levels directly. Rates went up, supply followed. It's data, not opinion.
Cross-metro comparison tools - Rank 31 metros on any combination of 84 indicators. Show investors exactly where fundamentals are strongest.

Homebuyers & Sellers

Personal Real Estate Decisions

The same institutional-grade intelligence, accessible to individuals:

Is now a good time to buy? - Inventory is directly linked to mortgage rates. When rates drop, supply tightens and prices follow. DIGINETICS tells you exactly when conditions shift from buyer-favorable to seller-favorable in your metro.
Where should I buy? - Compare 31 metros on projected price growth, rent-to-price ratios, and inventory trends. Data-driven relocation decisions.
Should I sell or hold? - Price momentum data tells you whether growth is accelerating or decelerating in your market. Combined with rate projections, it gives you a clear hold vs. sell signal.

All 68 Metrics - Best Discovery Per Metric

The best-performing discovery for each market indicator. All accuracies are independently validated.

Metric	Accuracy	RMSE
mortgage_rate_15yr	99.95%	0.2093
months_supply_roll7	99.91%	0.5976
months_supply_roll3	99.91%	0.6664
months_supply	99.90%	0.7653
mortgage_rate_30yr_roll7	99.86%	0.6587
unemployment_rate_national	99.82%	1.1052
cap_rate_estimate_roll7	99.81%	0.0128
cap_rate_estimate_roll3	99.81%	0.0127
price_to_income_ratio_roll7	99.79%	1.5374
rental_yield_estimate	99.79%	0.0150
price_to_income_ratio	99.78%	1.3870
rental_yield_estimate_roll7	99.77%	0.0163
mortgage_rate_15yr_roll7	99.75%	1.0476
mortgage_rate_15yr_roll3	99.72%	1.1772
mortgage_rate_30yr_roll3	99.70%	1.4205
price_to_income_ratio_roll3	99.62%	2.7009
price_3yr_change	99.54%	0.1326
cpi_yoy_roll3	99.45%	0.0162
cpi_yoy	99.45%	0.0166
cpi_yoy_roll7	99.41%	0.0173
price_yoy_change_roll7	99.39%	0.0503
price_yoy_change_roll3	99.21%	0.0540
price_to_income_ratio_trend	99.14%	0.0966
fed_funds_rate	99.04%	1.7144
fed_funds_rate_roll3	99.03%	1.6861
price_mom_change_roll7	98.98%	0.0055
price_yoy_change	98.90%	0.0620
cpi_yoy_trend	98.67%	0.0062
unemployment_rate_national_trend	98.65%	0.5853
affordability_index_trend	98.63%	21.7491
price_mom_change_roll3	98.61%	0.0066
price_yoy_change_trend	98.54%	0.0180
price_momentum	98.50%	0.0069
consumer_confidence_trend	98.41%	4.7634
months_supply_trend	98.40%	0.6346
mortgage_rate_15yr_trend	98.38%	0.3097
price_mom_change	98.37%	0.0070
mortgage_rate_30yr_trend	98.36%	0.3100
price_mom_change_trend	98.12%	0.0039
fed_funds_rate_trend	98.06%	0.3288
price_acceleration	98.03%	0.0030
fed_funds_rate_roll7	98.00%	1.9630
rent_yoy_change_roll7	94.68%	-
rent_yoy_change_roll3	94.63%	-
rent_yoy_change	94.59%	-
rent_yoy_change_trend	93.84%	-

32 metrics ≥99% | 49 metrics ≥95% | 52 total metrics

Metro Housing Market Intelligence